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Amount needed
in savings.
Enter how much you qualified for to estimate the savings you’ll need for your purchase.
This estimate treats your qualification amount as the purchase price. If it is your loan amount, enter the property’s purchase price instead.
Enter a purchase amount greater than zero.
Read the $300,000 transaction guide- Legal fees plus VAT Legal fees can vary per professional or per law firm and will need to be confirmed. These numbers are based on publicly available estimates from reputable law firms.5.5% of purchase price
- $16,500
- Down payment Down payment can change based on property type or financial institution and should be confirmed from your lender.5% of purchase price
- $15,000
- VAT on Conveyance VAT on conveyance is calculated on a sliding scale from 2.5% to 10% of the purchase price. The purchaser customarily pays one half. The percentage and amount shown here reflect the purchaser’s half. Confirm the applicable rate and cost-sharing arrangement with your attorney.3% at this purchase price
- $9,000
- Miscellaneous Miscellaneous costs could include appraisals, inspection quotes, and other fees.1.5% of purchase price
- $4,500
- Amount needed in savings Estimated total
- $45,000
- Discount code Matt has negotiated discounted legal rates with reputable law firms who are featured on every bank's approved attorney list, and this number represents an approximate total discount on an arm's-length transaction.Legal savings · 2.3% of purchase price
- $6,900
- Amount needed in savings Including down payment, conveyance VAT and miscellaneous costs
- $38,100
You could save $6,900 on your legal fees.
Planning estimate, not a closing quote. Taxes, lender requirements and other costs may increase the amount. Confirm the full amount with your attorney and lender. Discount availability and terms must be confirmed.
a clearer path to home.
How much money do you need to buy a $300,000 home in 2026?
The purchase price is one number. The cash you need to get to closing is another. Here is a practical starting budget using a $300,000 purchase.
read the guide
Before you house-hunt, get your buying power clear
A good search starts with a comfortable budget. Prequalification helps you focus your viewings and have a more useful conversation when the right home appears.
read the guideFrom first viewing to first offer: what to check
A home should work for your everyday life as well as your budget. Here is how to turn a promising viewing into a better-informed next step.
read the guidelet’s make your next move personal.
Tell me what you’re looking for. We’ll take it from there.
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